Category: Financial Advisors

  • How Safe is Your Cash?

    Bank Alternatives for Cash Sometimes cash is like an egg and you just want to sit on it to protect it as a safety net. Save it for a rainy day. But, how safe is it to sit on cash? It’s not like you want to intentionally shatter your precious eggs, right? During times of […]

  • 5 Ways Life Insurance Can Help With Living Benefits

    Life insurance policies can also provide living benefits, which allow policyholders to access their death benefit while they are still alive. Here are 5 ways life insurance can help with living benefits: 1.       Covering medical expenses: Life insurance with living benefits can help cover medical expenses, such as those associated with a critical illness, chronic […]

  • The New Income Investors

    The gift of income has been years in the making. From a 2% world to “real” yield. The yield race is on. Recently we saw the 6 month US Treasury yield hit 4.99%. We now see the 1 year US Treasury hit 5%. Why is this important? For fixed income investors, this is a godsend. […]

  • Crypto Staking Alternative Investing

    Crypto staking is a newer type of investment strategy that started in the crypto mining world of proof of stake (PoS) and proliferated.  It’s pretty simple.  Hold an amount of a PoS crypto asset while validating a block and get rewarded for securing the new block.  This income strategy got popular and eventually made it’s […]

  • Best Time to Backdoor a Roth IRA

    Bears are interesting animals. Bears are known to walk slowly but can be ferocious. If you’ve ever seen the power of a bear, you’d know what I mean. A perfect example of the power of a bear is the Hollywood movie scene “The Revenant” with Leonardo DiCaprio1 playing Hugh Glass getting mauled by a bear. […]

  • Unicorn Layoff & Employee 401K IRA Rollover

    The rollercoaster ride of being in a tech startup can be exhilarating. Employees all have a ticking desire to change the world with energy and buzz in the work place atmosphere. Although the ups are good, the downs have some rough turbulence on employees. Startups are like rocket ships, after a few booster engines the […]

  • High Earner Not Rich Yet (HENRY) 4 Financial Tips

    Economic cycles come and go. The ups and downs are similar to trying to soothe heartburn. The ups and downs can be compounded when being a high earner and not yet rich yet (HENRY). HENRY’s usually make income from $100k to $300k.  Although HENRY’s pay some of the highest taxes, there are ways to make […]

  • The Psychology of Investing

    The Psychology of Investing

    Keeping calm amid market turbulence. Join us on this webinar to discuss: What behaviors to watch out for. The impact they can have on your wealth. How to minimize the impact of emotions on your investments. Reach your financial goals with your mind at ease. At the end of the seminar, you will learn about: […]

  • Mistakes Federal & City Employees Make Before Retirement

    Big government agencies, cities and municipalities are becoming larger and financially unsustainable.  Many jobs performed by humans are being eliminated.  As an employee of a government entity, it’s important to insulate your retirement against the impending robot revolution. Here are 4 common mistakes before retirement to avoid:   # 1 – Pension Equals Security The most […]

  • Top 401k to IRA Rollover Mistakes to Avoid

    Every year people do spring cleaning at their homes.  The cleaning is to sort, organize, get rid of things, and sometimes repair old items.  Just like your house, financial portfolio reviews need to be done periodically.  Although they are reviewed, there are common 401k to IRA rollover mistakes to avoid. Accumulating 401k’s The days of […]