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Fintech Trends
Fintech is a very important part of the technology landscape. Because of the high regulation, the barriers to entry are quite steep. Innovation in fintech is changing very fast. As most know, I organize LA Fintech which brings me into the battle zone of fintech innovation of SoCal. Some of the main reasons are technology…
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US Market Awakening: Break the Market Then Fix It
We continue to see signs of a broken US market structure. Before something is fixed, it needs to break down completely. We are currently seeing this in the US equity capital markets. I have mentioned previously the only way to fix the national exchanges are with a central limit order book (CLOB) with lit only…
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Happy 4th of July- The Freedom to Invest
This 4th July is a celebration of independence. The celebration is the US leaving the rule of UK which is the birth of the US. Independence is very important. In the investing world, independence can also be important. We should also celebrate our freedom to have so many investing options, asset classes, risks, and account…
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Dinosaurs and Pension Runs
Dinosaurs once roamed earth many years ago. They ruled for a time period then disappeared because of lack of sun, weather, or other unknown reasons. There are different opinions on why the dinosaurs disappeared. Although dinosaurs did rule earth, change happens unexpectedly. This can be seen with pensions and their risk. Recent bank failures were…
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How Safe is Your Cash?
Bank Alternatives for Cash Sometimes cash is like an egg and you just want to sit on it to protect it as a safety net. Save it for a rainy day. But, how safe is it to sit on cash? It’s not like you want to intentionally shatter your precious eggs, right? During times of…
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The New Income Investors
The gift of income has been years in the making. From a 2% world to “real” yield. The yield race is on. Recently we saw the 6 month US Treasury yield hit 4.99%. We now see the 1 year US Treasury hit 5%. Why is this important? For fixed income investors, this is a godsend.…
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Dragflation
A combination of a dragging economy and inflation is Dragflation. But there are benefits. Our economy is dragging. With about 40,000 layoffs1 for 2022, the US recession is here. With these employee layoffs, more companies will announce more automation with robots and artificial intelligence (AI). We see this currently with Amazon Q2 earnings as they…
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Unicorn Layoff & Employee 401K IRA Rollover
The rollercoaster ride of being in a tech startup can be exhilarating. Employees all have a ticking desire to change the world with energy and buzz in the work place atmosphere. Although the ups are good, the downs have some rough turbulence on employees. Startups are like rocket ships, after a few booster engines the…
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High Earner Not Rich Yet (HENRY) 4 Financial Tips
Economic cycles come and go. The ups and downs are similar to trying to soothe heartburn. The ups and downs can be compounded when being a high earner and not yet rich yet (HENRY). HENRY’s usually make income from $100k to $300k. Although HENRY’s pay some of the highest taxes, there are ways to make…
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The Psychology of Investing
Keeping calm amid market turbulence. Join us on this webinar to discuss: What behaviors to watch out for. The impact they can have on your wealth. How to minimize the impact of emotions on your investments. Reach your financial goals with your mind at ease. At the end of the seminar, you will learn about:…