-
5 Ways Life Insurance Can Help With Living Benefits
Life insurance policies can also provide living benefits, which allow policyholders to access their death benefit while they are still alive. Here are 5 ways life insurance can help with living benefits: 1. Covering medical expenses: Life insurance with living benefits can help cover medical expenses, such as those associated with a critical illness, chronic…
-
The New Income Investors
The gift of income has been years in the making. From a 2% world to “real” yield. The yield race is on. Recently we saw the 6 month US Treasury yield hit 4.99%. We now see the 1 year US Treasury hit 5%. Why is this important? For fixed income investors, this is a godsend.…
-
Crypto Staking Alternative Investing
Crypto staking is a newer type of investment strategy that started in the crypto mining world of proof of stake (PoS) and proliferated. It’s pretty simple. Hold an amount of a PoS crypto asset while validating a block and get rewarded for securing the new block. This income strategy got popular and eventually made it’s…
-
The Medicare Maze
Welcome to the world of Medicare. Its an interesting maze. Like a mouse maze, Medicare has different paths. Some dead ends, others successful. Although Medicare is difficult to navigate, there is an ability to plan a successful health care plan at age 65. Life is about planning and goals. This was taught when we were…
-
Best Time to Backdoor a Roth IRA
Bears are interesting animals. Bears are known to walk slowly but can be ferocious. If you’ve ever seen the power of a bear, you’d know what I mean. A perfect example of the power of a bear is the Hollywood movie scene “The Revenant” with Leonardo DiCaprio1 playing Hugh Glass getting mauled by a bear.…
-
Dragflation
A combination of a dragging economy and inflation is Dragflation. But there are benefits. Our economy is dragging. With about 40,000 layoffs1 for 2022, the US recession is here. With these employee layoffs, more companies will announce more automation with robots and artificial intelligence (AI). We see this currently with Amazon Q2 earnings as they…
-
Unicorn Layoff & Employee 401K IRA Rollover
The rollercoaster ride of being in a tech startup can be exhilarating. Employees all have a ticking desire to change the world with energy and buzz in the work place atmosphere. Although the ups are good, the downs have some rough turbulence on employees. Startups are like rocket ships, after a few booster engines the…
-
High Earner Not Rich Yet (HENRY) 4 Financial Tips
Economic cycles come and go. The ups and downs are similar to trying to soothe heartburn. The ups and downs can be compounded when being a high earner and not yet rich yet (HENRY). HENRY’s usually make income from $100k to $300k. Although HENRY’s pay some of the highest taxes, there are ways to make…
-
$100,000 Bills, Bank Accounts, & Inflation
During the Depression of 1934, the US issued a $100,000 gold note with President Woodrow Wilson on the front. It was used for Federal Reserve transactions. When the value of the US Dollar is in flux, how do you ensure your money is safe? During inflation, a long term bank savings account may not be…
-
The Psychology of Investing
Keeping calm amid market turbulence. Join us on this webinar to discuss: What behaviors to watch out for. The impact they can have on your wealth. How to minimize the impact of emotions on your investments. Reach your financial goals with your mind at ease. At the end of the seminar, you will learn about:…
Guided Financial Empowerment