Category: Asset Management

  • Dinosaurs and Pension Runs

    Dinosaurs once roamed earth many years ago. They ruled for a time period then disappeared because of lack of sun, weather, or other unknown reasons. There are different opinions on why the dinosaurs disappeared. Although dinosaurs did rule earth, change happens unexpectedly.  This can be seen with pensions and their risk. Recent bank failures were…

  • How Safe is Your Cash?

    Bank Alternatives for Cash Sometimes cash is like an egg and you just want to sit on it to protect it as a safety net. Save it for a rainy day. But, how safe is it to sit on cash? It’s not like you want to intentionally shatter your precious eggs, right? During times of…

  • The New Income Investors

    The gift of income has been years in the making. From a 2% world to “real” yield. The yield race is on. Recently we saw the 6 month US Treasury yield hit 4.99%. We now see the 1 year US Treasury hit 5%. Why is this important? For fixed income investors, this is a godsend.…

  • Crypto Staking Alternative Investing

    Crypto staking is a newer type of investment strategy that started in the crypto mining world of proof of stake (PoS) and proliferated.  It’s pretty simple.  Hold an amount of a PoS crypto asset while validating a block and get rewarded for securing the new block.  This income strategy got popular and eventually made it’s…

  • Dragflation

    A combination of a dragging economy and inflation is Dragflation. But there are benefits. Our economy is dragging. With about 40,000 layoffs1 for 2022, the US recession is here.  With these employee layoffs, more companies will announce more automation with robots and artificial intelligence (AI).  We see this currently with Amazon Q2 earnings as they…

  • Unicorn Layoff & Employee 401K IRA Rollover

    The rollercoaster ride of being in a tech startup can be exhilarating. Employees all have a ticking desire to change the world with energy and buzz in the work place atmosphere. Although the ups are good, the downs have some rough turbulence on employees. Startups are like rocket ships, after a few booster engines the…

  • High Earner Not Rich Yet (HENRY) 4 Financial Tips

    Economic cycles come and go. The ups and downs are similar to trying to soothe heartburn. The ups and downs can be compounded when being a high earner and not yet rich yet (HENRY). HENRY’s usually make income from $100k to $300k.  Although HENRY’s pay some of the highest taxes, there are ways to make…

  • $100,000 Bills, Bank Accounts, & Inflation

    During the Depression of 1934, the US issued a $100,000 gold note with President Woodrow Wilson on the front. It was used for Federal Reserve transactions. When the value of the US Dollar is in flux, how do you ensure your money is safe?   During inflation, a long term bank savings account may not be…

  • Interest Rates: It’s a Question of Time

    Remember Depeche Mode? You know the 80’s New Wave band? They blasted through the US charts. One of their iconic album’s was called “Black Celebration”.  This album was a sensation. One particular song of interest from the album was “A Question of Time”. Lyrics: It’s just a question of timeAnd it’s running out for youIt…

  • Mistakes Federal & City Employees Make Before Retirement

    Big government agencies, cities and municipalities are becoming larger and financially unsustainable.  Many jobs performed by humans are being eliminated.  As an employee of a government entity, it’s important to insulate your retirement against the impending robot revolution. Here are 4 common mistakes before retirement to avoid:   # 1 – Pension Equals Security The most…